FAQs – Future First India

FAQs

Quick answers to question you may have

01

What industries does Future First serve?

Future First delivers customized insurance solutions across multiple industries, including BFSI, healthcare, construction, logistics, FMCG, educational institutions, and e-commerce. Our industry-specific expertise ensures that your coverage is tailored precisely to your business needs, providing comprehensive protection that adapts to the unique challenges of your sector.

02

How does Future First make the claims process easier?

We offer a wide array of insurance products, ensuring that both businesses and individuals are shielded from the risks they face. Our offerings include:

●       Employee Benefits: Protect your workforce with GMC, GPA, GTLI plans.
●       Cyber Insurance: Safeguard your business from digital threats like data breaches and ransomware.
●       Micro-insurance: Affordable coverage designed for vulnerable or low-income households.
●       Professional Liability Insurance: Protection for your professional services and reputation.
●       Property Insurance: Coverage for physical assets, from offices to equipment.
●       Fleet & Transit Insurance: Tailored solutions for logistics and transportation risks.
●       Directors & Officers (D&O) Liability Insurance: Protect your leadership team from personal liability.

Whether you need protection for employees, assets, or business operations, our range of products is designed to give you confidence in the face of risk.

03

How does Future First make the claims process easier?

Dealing with insurance claims should never add to your stress. That’s why at Future First, we’ve revolutionized the claims experience. From gathering documents to providing regular updates, our dedicated claims managers handle everything for you. Our goal is to ensure that your claims are processed quickly, smoothly, and without hassle—so you can focus on running your business with peace of mind.

04

What is cyber insurance, and why do I need it?

Cyber insurance provides critical protection in today’s digital age, where businesses are increasingly vulnerable to cyberattacks like data breaches, ransomware, and network failures. If your business handles sensitive data or relies on digital infrastructure, cyber insurance is essential to safeguard your operations and reputation from the growing threat of cybercrime.

05

How does micro-insurance differ from traditional insurance?

Traditional insurance typically involves broader coverage and higher premiums, making it ideal for larger organizations or individuals with substantial assets. Micro-insurance, however, is designed for those who need affordable protection. With lower premiums and targeted coverage, it’s perfect for individuals or smaller businesses looking for basic but reliable insurance that fits their budget.

06

How does Future First use IoT and telematics in insurance?

We embrace technology to offer smarter, more personalized insurance solutions. By using IoT (Internet of Things) and telematics, we gather real-time data to better assess risk. For example, in fleet insurance, telematics allows us to monitor driving behavior, adjusting coverage and premiums based on actual performance. This ensures that you receive coverage that’s fair, transparent, and aligned with your specific needs.

07

How do I select the right insurance for my business?

Choosing the right coverage can feel overwhelming, but we make it simple. Our team of experts will take a deep dive into your business operations, identify key risks, and recommend tailored insurance solutions. Whether it’s employee benefits, liability coverage, or asset protection, we ensure that you’re fully covered—so you can focus on what matters most: growing your business.

08

Does Future First offer personal consultations?

Yes, we believe in a personalized approach. Future First offers one-on-one consultations where we thoroughly assess your current and potential risks. We take the time to understand your needs, providing expert guidance and custom insurance solutions that align with your specific business or personal situation.

09

Can I adjust my policy if my business changes?

Absolutely, As your business grows and evolves, so should your coverage. At Future First, we understand that your insurances need will shift as your expand, hire new staff, or enter new markets. Our flexible policies can be adjusted to reflect these changes, ensuring your protection evolves with your business.

10

How do I get started with Future First?

Starting your journey with Future First is quick and easy. Simply reach out to us via email or phone, and we’ll guide you through the entire process—from consultation to policy customization. We pride ourselves on making insurance simple, transparent, and perfectly tailored to meet your needs, ensuring you’re always protected from the unexpected.

Can’t find what you are looking for? Get in touch with us!

Registered Office

Future First Insurance Broking Pvt Ltd

DLF Galleria
5th Floor, Unit no 505,
8 Major Arterial Road
New Town, Kolkata 700156

Phone number : +91 9830618550

Delhi Office

Future First Insurance Broking Pvt Ltd

A1, Hamilton House,
1st Floor, Connaught Place, New Delhi 110001.

Phone number : +91 9811324965

Mumbai Office

Future First Insurance Broking Pvt Ltd

Unit no 116, 1st floor, IJMIMA Complex, Behind Infiniti Mall2, off link road, malad (west), Mumbai – 400064

Phone number : +91 9830618550

© 2016 Future First Insurance Broking Pvt Ltd All Rights Reserved. CIN – U66000WB2008PTC124515, IRDA Direct Broker Code: IRDA/DB/548. Principal Officer: KV Jayaraj: +91 98306 18550